10 Essential Questions to Ask Before Buying Property in Funchal, Madeira

Buying property in Funchal, Madeira, can be an excellent investment or a dream lifestyle choice. However, before you sign on the dotted line, make sure you ask these 10 crucial questions to protect your investment and ensure a smooth buying experience.

1. Is there year-round access to the area?

Funchal has a well-developed road network and getting better every year!

2. What is the state of the infrastructure?

Look for areas with reliable underground utilities, stormwater drainage, paved streets, and proper sidewalks. While Funchal generally has excellent infrastructure, some older areas may lack proper storm drainage, which can be a problem during the rainy season. Always ask about water drainage plans and road maintenance.

3. Is there sufficient water supply and pressure?

Water shortages are rare in Funchal, but some elevated properties may experience low water pressure. Make sure to check with the local water authority or test the water pressure during your property visit.

4. Is the home fully plumbed with hot water in all bathrooms?

In some older or rural properties, hot water might not be available in every tap. Check if the home has a properly installed water heating system, especially if you’re buying a traditional Madeiran house or a property that hasn’t been recently renovated.

5. Is there an established community?

Buying in an established neighborhood in Funchal—such as São Martinho, Sé, or Santa Maria Maior—ensures you’ll have access to amenities, social life, and resale value. If you’re considering a new development, think about whether you'd be happy living there if sales are slow and the area remains underdeveloped for a while.

6. Are there any building requirements?

Some developments in Madeira have strict building timelines and architectural guidelines, while others allow you to hold onto land indefinitely. If you’re buying a plot, make sure you understand any requirements to build within a certain timeframe.

7. What are the zoning regulations?

Funchal has zoning laws that control what can be built in different areas. Check whether your dream ocean-view apartment could one day be blocked by a high-rise development. Research the local zoning rules to ensure your investment is secure.

8. How much are the condominium or maintenance fees?

If you’re buying in a gated community or apartment building, check the condominium (condomínio) fees. Some fees may seem low initially but can increase significantly over time. Ask for a breakdown of costs, including maintenance, security, and shared amenities.

9. Is the development company financially stable?

If buying off-plan, ask the developer how they’re funding the project. Have previous phases been completed successfully? Ensure they’re financially sound and won’t leave you with an unfinished property.

10. Does the developer have a solid track record?

Madeira has seen a surge in luxury developments, but not all developers have the experience to deliver on their promises. Research their previous projects, speak to current owners, and check online reviews before committing.

Final Thoughts

Buying property in Funchal can be a fantastic investment, but due diligence is key. Ask the right questions, work with reputable real estate professionals, and make sure your new home meets all your needs—both now and in the future.

💡 Thinking about buying in Madeira? Get expert advice before making your move! 🌍✨